Whether you’re a road warrior seeking adventure or you’re just looking for a way to get around town, there’s nothing quite like driving a motorcycle.
As you would with a car, you’ll need insurance if you want to protect yourself, your passengers, and your investment. And just as you’d shop around for auto insurance quotes, you’ll want to find the best insurance for your bike. Here’s the ultimate guide to understanding motorcycle insurance.
Motorcycle Insurance Requirements
Most states require motorcycle owners to buy liability insurance. Liability coverage, which is almost always required, pays out for others’ injuries or damages if you cause an accident. The lowest amount of liability insurance you must buy for your motorcycle is the same as your state’s car insurance minimum requirements. Florida also requires you to carry a minimum of $10,000 in medical benefits, which can come from your health insurance.